*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Segoe UI',Arial,sans-serif;color:#222;background:#fff}
a{color:#e85d04;text-decoration:none}
.nav{background:#1a1a1a;padding:14px 24px;display:flex;align-items:center;justify-content:space-between}
.nav a{color:#fff;margin-left:20px;font-size:14px}
.nav .logo{color:#fff;font-weight:700;font-size:18px;margin-left:0}
.hero{background:#1a1a1a;color:#fff;padding:60px 24px 48px;text-align:center}
.hero .eyebrow{color:#e85d04;font-size:13px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px}
.hero h1{font-size:clamp(28px,5vw,46px);font-weight:800;line-height:1.15;margin-bottom:16px}
.hero p{color:#bbb;font-size:16px;max-width:540px;margin:0 auto 28px}
.btn-row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{padding:13px 24px;border-radius:8px;font-weight:600;font-size:15px;cursor:pointer;border:none}
.btn-primary{background:#e85d04;color:#fff}
.btn-outline{background:transparent;color:#fff;border:2px solid #555}
.badges{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;max-width:600px;margin:48px auto 0;padding:0 24px}
@media(min-width:600px){.badges{grid-template-columns:repeat(4,1fr)}}
.badge{background:#ffffff12;border-radius:10px;padding:16px 12px;text-align:center}
.badge .icon{font-size:22px;margin-bottom:6px}
.badge .label{font-size:12px;color:#ccc;line-height:1.4}
.main{max-width:800px;margin:0 auto;padding:48px 24px}
.main h2{font-size:1.6rem;font-weight:700;margin:40px 0 16px;color:#1a1a1a}
.main p{color:#444;line-height:1.75;margin-bottom:16px}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0 40px}
@media(max-width:560px){.why-grid{grid-template-columns:1fr}}
.why-card{background:#f8f9fa;border-radius:10px;padding:20px}
.why-card .num{font-size:11px;color:#e85d04;font-weight:700;text-transform:uppercase;letter-spacing:.1em;margin-bottom:8px}
.why-card h3{font-size:1rem;font-weight:700;margin-bottom:8px}
.why-card p{font-size:14px;color:#555;line-height:1.6;margin:0}
.cta-band{background:#e85d04;color:#fff;text-align:center;padding:36px 24px;border-radius:12px;margin:40px 0}
.cta-band h2{font-size:1.4rem;font-weight:700;margin-bottom:8px}
.cta-band p{margin-bottom:20px;opacity:.9}
.cta-band .btn{background:#fff;color:#e85d04}
.form-section{background:#f8f9fa;border-radius:12px;padding:32px;margin:40px 0}
.form-section h2{font-size:1.4rem;font-weight:700;margin-bottom:20px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:560px){.form-grid{grid-template-columns:1fr}}
.form-group{display:flex;flex-direction:column;gap:6px}
.form-group.full{grid-column:1/-1}
.form-group label{font-size:13px;font-weight:600;color:#333}
.form-group input,.form-group select,.form-group textarea{padding:11px 14px;border:1px solid #ddd;border-radius:8px;font-size:14px;font-family:inherit;background:#fff}
.form-group textarea{min-height:100px;resize:vertical}
.submit-btn{background:#e85d04;color:#fff;border:none;padding:14px 28px;border-radius:8px;font-weight:700;font-size:15px;cursor:pointer;width:100%;margin-top:8px}
.trust-note{font-size:12px;color:#888;text-align:center;margin-top:8px}
footer{background:#1a1a1a;color:#888;text-align:center;padding:28px 24px;font-size:13px;margin-top:60px}
footer a{color:#e85d04}
.sticky-bar{position:fixed;bottom:0;left:0;right:0;background:#1a1a1a;display:flex;border-top:1px solid #333;z-index:100}
.sticky-bar a{flex:1;text-align:center;padding:14px 8px;color:#fff;font-size:13px;font-weight:600;border-right:1px solid #333}
.sticky-bar a:last-child{border-right:none}

.faq-section{margin:40px 0;}
.faq-item{border-bottom:1px solid #eee;}
.faq-question{width:100%;background:none;border:none;color:#1a1a1a;font-family:inherit;font-size:16px;font-weight:700;text-align:left;padding:18px 0;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;}
.faq-question:hover{color:#e85d04;}
.faq-icon{font-size:20px;color:#e85d04;flex-shrink:0;transition:transform 0.3s;}
.faq-item.open .faq-icon{transform:rotate(45deg);}
.faq-answer{font-size:14px;color:#555;line-height:1.7;max-height:0;overflow:hidden;transition:max-height 0.35s ease,padding 0.35s ease;}
.faq-item.open .faq-answer{max-height:300px;padding-bottom:18px;}
.faq-answer a{color:#e85d04;text-decoration:underline;}